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We encourage you to review the outstanding insurance programs available to you as members of the East Baton Rouge Medical Society. Robert Ellis & Associates, exclusive representatives of the EBRMS endorsed insurance portfolio, would be pleased to assist you in comparing your current coverage with the quality benefits and competitive pricing available through the Association plans.
For your convenience, you can also download many of the forms for your program online.
>> Go to Association Forms
As a member of the EBRMS, you and your employees are eligible for one of the finest health insurance programs in the Group insurance market. Your EBRMS-sponsored programs now offer you both PPO (co-pay) options as well as the cost-saving Health Savings Account (HSA) program. Highlights of the EBMRS health insurance program that set your Society plan apart from the non-sponsored competitors are:
- Top quality benefits at competitive rates underwritten by Nippon Life of America
- Prompt professional billings and claims administration by Total Plan Services
- The EBRMS-sponsored program offers you both PPO (co-pay) options as well as the cost-saving Health Savings Account (HSA) program
- The EBRMS-sponsored program is monitored and reviewed by a committee of your peers on the Council on Insurance
- Doctor and prescription co-pay plans for groups of 2 or more
- 12 month rate guarantees
- Just as premiums increase when higher claims occur, the EBMRS program allows participants to re-apply to lower their rates when health conditions improve
- Personal attention to your insurance needs by the professionals at Robert Ellis & Associates. If you're having a problem with claims or have a question about benefits, REA welcomes the opportunity to be of service
Whether you are interested in the more conventional programs offering doctor office visit and prescription co-pays or the tax and premium savings available through an IRS-qualified High Deductible Health Plan (HDHP), your EBRMS-sponsored health insurance program has a plan for you.
BUSINESS OFFICE PACKAGE: Hurricanes Katrina and Rita have underscored the importance of adequate insurance on your building and contents. Although restrictive underwriting guidelines have affected the marketplace, the professionals at Robert Ellis & Associates continue to assist clients in making sure their property coverage is adequate to cover replacement (no deduction for depreciation) cost s should they suffer a total loss due to a covered peril. Your property representatives at Robert Ellis & Associates can provide you with a detailed survey to use in determining if your current coverage is sufficient.
In reviewing your current coverage, it is also important to make certain that your property and casualty portfolio protects you against:
- FLOOD
- EARTHQUAKE
- COMPUTER EQUIPMENT
- VALUABLE PAPERS AND RECORDS
- BUSINESS INCOME
- COMMERCIAL GENERAL LIABILITY
- NON-OWNED AND HIRED AUTOMOBILE INSURANCE
- ERISA BONDS
WORKER'S COMPENSATION is required by Louisiana law if your employ one or more individuals (including both full-time and part-time.) This coverage protects you against claims filed by your employees for injuries received at work.
For additional information or a premium indication on any of the products endorsed by your Society, please contact us. We look forward to the opportunity to be of service.
To learn more about the many benefits available to you as an EBRMS member, simply click on the EBRMS logo for a direct link to the EBRMS website.
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